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Digital Strategy Consultant
|Advertised on behalf of :|
|Location :||Home Based, TANZANIA|
|Application Deadline :||09-Oct-19 (Midnight New York, USA)|
|Additional Category :||Sustainable Development and Poverty Reduction|
|Type of Contract :||Individual Contract|
|Post Level :||International Consultant|
|Languages Required :||English|
|Starting Date :|
(date when the selected candidate is expected to start)
|Duration of Initial Contract :||12 months, with the possibility of extension for one (1) more years|
|Expected Duration of Assignment :||12 months|
The UN Capital Development Fund (UNCDF) makes public and private finance work for the poor in the world’s 47 least developed countries. With its capital mandate and instruments, UNCDF offers “last mile” finance models that unlock public and private resources, especially at the domestic level, to reduce poverty and support local economic development.
UNCDF’s financing models work through two channels: financial inclusion that expands the opportunities for individuals, households, and small businesses to participate in the local economy, providing them with the tools they need to climb out of poverty and manage their financial lives; and by showing how localized investments—through fiscal decentralization, innovative municipal finance, and structured project finance—can drive public and private funding that underpins local economic expansion and sustainable development. UNCDF financing models are applied in thematic areas where addressing barriers to finance at the local level can have a transformational effect for poor and excluded people and communities.
By strengthening how finance works for poor people at the household, small enterprise, and local infrastructure levels, UNCDF contributes to SDG 1 on eradicating poverty and SDG 17 on the means of implementation. By identifying those market segments where innovative financing models can have transformational impact in helping to reach the last mile and address exclusion and inequalities of access, UNCDF contributes to 28 of 169 SDGs targets.
Leaving No One Behind in the Digital Era
The widespread use of digital financial services in Kenya helped lift around 1 million people out of extreme poverty between 2008 and 2014. Since 2008 and the launch of m-Pesa in Kenya, digital finance has revolutionized access to financial services for the unbanked, both individuals and enterprises. The mobile money only sector opened access of 690 million people worldwide to formal financial services. Often starting with payment as entry points (money transfer, bill payment, government payment), it has now expanded to a range of service like savings, credit, loans, insurance and remittances.
Based on 2017 Findex data and trend analysis from 2011 and 2014, it is clear that digital finance has become the primary route to financial inclusion. Inclusive financial services are transforming the lives of the unbanked by enabling them to better manage irregular resources, smooth income flows, build assets, overcome shocks, protect against risks, access social benefits more cheaply and invest in economic opportunities. Digital technology further expanded access and usage by offering lower cost of provision of services, greater convenience and ubiquity as services can be available around the clock, lower costs for user and greater range of services for the poor/low income people. In that respect inclusive digital financial services are directly contributing to reaching a number of SDGs, as described in the recent compendium developed by the Better Than Cash Alliance, UNCDF, the World Bank, and the UN Secretary-General’s Special Advocate on Inclusive Finance for Development, Her Majesty Queen Máxima of the Netherlands.
With over a decade of experience in digital finance in Africa, Asia and the Pacific, UNCDF recognizes that reaching the full potential of digital financial inclusion in support to the SDGs lies with the vision of promoting digital economies for the following reasons:
This is the reason why the promotion of “Inclusive digital economies where everyone can thrive” is an integral part, and the ultimate vision of UNCDF’s new strategy on Digital Finance.
UNCDF in Tanzania
UNCDF vision for Tanzania is to enable “Tanzanian incremental participation in an increasingly interconnected digital world.” UNCDF aims to accomplish this by accelerating the development of services leveraging digital finance and innovation through providing the right balance of technical expertise and financial support to government, private and non-profit sectors as well as academia.
Digital solutions are already demonstrating their transformative impact in mobile money, mobile lending, mobile insurance, agency banking, and international remittances. These services are connecting financial services to ‘real-economy’ services that are transforming the lives of Tanzanians, especially the low-income population.
Digital solutions that solve the daily needs and constraints in other sectors such as health, energy, agriculture and transportation are strengthening the use cases for the adoption and usage of digital financial services.
To understand the state of Tanzania’s digital economy, UNCDF applied the globally tested Inclusive Digital Economy Scorecard to the Tanzanian context. The scorecard rates Tanzania on four key components:
Empowered customers: enabling users to acquire digital and financial skills and leveraging digital services to increase their soft and hard skills.
 World Bank’s 2017 Global Findex. Available: https://globalfindex.worldbank.org/
 “Igniting SDG Progress Through Digital Financial Inclusion” for highlights of the robust evidence linked to 13 of the 17 SDGs. https://btca-prod.s3.amazonaws.com/documents/346/english_attachments/SDG_Compendium_Digital_Financial_Inclusion_September_2018.pdf?1536952408
Duties and Responsibilities
The objective of this consultancy is to engage local stakeholders in the DFS sector including FSPs, mobile network operations, fintechs, policymakers and regulators, in order to research, prioritize, categorize and inform UNCDF’s Tanzanian digital strategy built around advocacy, partnerships and appropriate solutions.
The consultant will conduct the desk review of the national digital transformation strategies, policies, and initiatives and engage with stakeholders to understand achievements, challenges and needs. The consultants will also engage with these stakeholders to understand their digital strategy plans/initiatives and “pain points” and devise possible interventions that UNCDF can support.
The consultant will work with the UNCDF Tanzania Programme Specialist to update the Tanzania digital country strategy that aligns with the global UNCDF “Leaving no one behind in the digital era” strategy and the current state of potential partners in Tanzania.
The consultant will update the strategy by undertaking the following but not limited to:
Under the direct supervision of the Programme Specialist, the Consultant will be responsible for:
Contract duration: The assignment, is expected to have a duration of one year with the possibility of extension for one (1) more year, based on the satisfactory performance of an individual consultant, project needs and funding availability.
Number of working days: up to 50 working days per year
Duty station: The consultant is expected to be home-based in Dar es Salaam, Tanzania with national travel as needed. The schedule of travel will be negotiated with the consultant according to the requirements of each task.
Travel: Travel costs associated to the assignment will be paid as reimbursable basis and following the UNDP/UNCDF rules and regulations which states that consultants shall only be paid the most direct and most economical ticket, as will be quoted by the official UN travel agency. Any amount in excess of the said quotation, such as class and airline preference of the consultant, shall be borne by the consultant and the daily living allowance will be paid as per UN Rate
Required Skills and Experience
UNDP is committed to achieving workforce diversity in terms of gender, nationality and culture. Individuals from minority groups, indigenous groups and persons with disabilities are equally encouraged to apply. All applications will be treated with the strictest confidence.
UNDP does not tolerate sexual exploitation and abuse, any kind of harassment, including sexual harassment, and discrimination. All selected candidates will, therefore, undergo rigorous reference and background checks.